Contractors Liability Insurance - Available for over 400 trade types

The ever-present risk of injury, damage and the resultant litigation coupled with growing regulation & legislation, mean that, today more than ever, businesses need the protection of Public and Employers’ Liability Insurance. our General Liability Policy is designed to meet the needs of larger, more complex businesses and is available for over 400 trade types.

Contractors Liability Cover

The ever-present risk of injury, damage and the resultant litigation coupled with growing regulation & legislation, mean that, today more than ever, businesses need the protection of Public and Employers’ Liability Insurance.

Designed to cover the risks and unforeseen events that could cause injury to customers or employees, the Convex Insurance UK General Liability Policy protects businesses against accidental injury to members of the public or employees and property damage claims. Available for trades as diverse as Advertising Contractors to Caterers; from Sign Erectors to Wholesalers, our General Liability Policy is designed to meet the needs of larger, more complex businesses and is available for over 400 trade types.

We are able to insure most companies operating in this sector, including cover for their ancillary activities, such as plumbing works where this forms a small proportion of the risk

Rates are dependent on number of years trading, claims experience, activities conducted and areas worked, with discounts available for trade association membership

Key points:

Cover arranged with “A” rated carriers.

Statement of fact basis – no need for proposal form.

Ability to cover low risk trades working at high risk locations.

Cover:

The Liability Policy is designed for risks written on a wages and turnover basis. Cover can include the following as standard but higher limits may be available on request:

Public Liability – up to £5 million with the option to include treatment liability where required.

Products Liability – up to £5 million with the option to include exports to the USA/Canada  where required.

Employers’ Liability £10 million

Essential Business Legal Solutions (Legal Expenses).

The following is not an exhaustive list but, offers a guide to the types of risk suited to our Convex Insurance General Liability policy:

  • Electrical Contractors (ex Heat) & (inc Heat)
  • Air Conditioning and Refrigeration Engineers (ex Heat)
  • CCTV Installers 
  • Sprinkler Installers ((Excluding Heat Use) 
  • Precision Engineers
  • Loft Conversion Contractors (15m Height Limit)
  • Builders
  • Blind manufacturers
  • Pest Controllers (excluding fire arms)
  • Couriers
  • Pest Controllers
  • Flooring Contractors
  • Bricklayers
  • Ventilation Contractors
  • Cleaners
  • Carpet and Upholstery Cleaner (Inc damage to the item being worked upon)
  • Security Manned Guarding Contractors
  • Heating, Gas Fitters & Plumbing Contractors
  • Party Planners and Wedding Organisers
  • Window Cleaners (Domestic & Light Commercial Work Only)
  • Painters & Decorators
  • Alarm Installers (Domestic and Commercial

Our details:

You can contact us by phone or email – whatever works for you. Just pick from the options below:

Phone: 0203 488 7193

Email: info@capitalindemnity.co.uk

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Capital Indemnity Ltd is Authorised and Regulated by the Financial Conduct Authority (936947)