About the product

D&O for private companies, partnerships and not for profit organisations with optional Employment Practices Liability, Crime, Pension Trustee Liability and Employee Benefits Liability.

Headline coverages (see policy wording for details)

D&O: INDIVIDUAL DIRECTORS

Protection for individual directors, if they’re sued, investigated, threatened or prosecuted because of their management of the company, including:

• Costs of representing individuals for investigations by regulators, trade and professional associations
• Cover for an individual’s damages and settlements eg awards against a director after business insolvency
• Expert and defence costs against disqualification or extradition actions
• Costs of fighting proceedings to confiscate their property or freeze their assets.
• Cover for retired directors

D&O: THE COMPANY

Cover for the company itself, reimbursing it for its costs of defending its directors and covering the company’s costs to defend itself including:

• “End-to-End” health and safety cover for the company including HSE fees
• Defence costs against any action seeking fines or penalties (e.g. from regulators, claims for injury, damage, pollution)
• Defending breaches of contract claims, written or verbal eg claims from customers or suppliers
• Covers PR costs to minimise reputational damage to the company after any claim or after a crisis event

D&O SERVICES

• Free telephone legal advice from a top 50 UK law firm on any issue that might potentially lead to a PrivateEdge claim
• Comprehensive library of guides and templates on a wealth of HR and health and safety issues

OPTIONAL COVERAGES

• Employment practices liability
• Pension trustee and employee benefit liability
• Crime

OPTIONAL SECURITY RESPONSE

• 24/7 access to expert security consultants who will respond immediately to any security related threat or concern.