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Private Edge

D&O COVER

D&O for private companies, partnerships and not for profit organisations with optional Employment Practices Liability, Crime, Pension Trustee Liability and Employee Benefits Liability.

Headline coverages (see policy wording for details)

D&O: INDIVIDUAL DIRECTORS

Protection for individual directors, if they’re sued, investigated, threatened or prosecuted because of their management of the company, including:

  • Costs of representing individuals for investigations by regulators, trade and professional associations
  • Cover for an individual’s damages and settlements eg awards against a director after business insolvency
  • Expert and defence costs against disqualification or extradition actions
  • Costs of fighting proceedings to confiscate their property or freeze their assets.
  • Cover for retired directors

D&O: THE COMPANY

Cover for the company itself, reimbursing it for its costs of defending its directors and covering the company’s costs to defend itself including:

  • “End-to-End” health and safety cover for the company including HSE fees
  • Defence costs against any action seeking fines or penalties (e.g. from regulators, claims for injury, damage, pollution)
  • Defending breaches of contract claims, written or verbal eg claims from customers or suppliers
  • Covers PR costs to minimise reputational damage to the company after any claim or after a crisis event

D&O SERVICES

  • Free telephone legal advice from a top 50 UK law firm on any issue that might potentially lead to a PrivateEdge claim
  • Comprehensive library of guides and templates on a wealth of HR and health and safety issues

OPTIONAL COVERAGES

  • Employment practices liability
  • Pension trustee and employee benefit liability
  • Crime

OPTIONAL SECURITY RESPONSE

  • 24/7 access to expert security consultants who will respond immediately to any security related threat or concern.

About the insurer

AIG is one of the world’s leading Directors and Officers liability insurers. Here in the UK, American International Group UK Ltd is one of largest companies specialising in the UK business insurance market.

To obtain an insurance quote, please complete the Proposal Form below and email it to quote@capitalindemnity.co.uk

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Capital Indemnity Ltd are Authorised and Regulated by the Financial Conduct Authority. Our FCA Number is 936947. Our Registered Office are at Duke House, 15 Seymour Street, London, SE18 6SX. Our Companies House Number is 12904305. Our ICO Registration Number is ZA876843.

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