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Immediate cover for your business Underwritten by Convex Insurance UK Ltd

GENERAL LIABILITY POLICY SUMMARY 
This document is a policy summary and does not contain the full terms and conditions of the insurance contract. The full terms and conditions may be found in the policy document, a copy of which is available on request. 
Sections A to C inclusive - 100% Convex Insurance UK Limited a company registered in England and Wales (Company No: 11796392). 
Section D - 100% AmTrust Europe Limited, 2 Minster Court, Mincing Lane, London, EC3R 7BB. 
COVERS AVAILABLE: 
Section A - Employers’ Liability. 
Your legal liability to pay damages and claimant’s costs, fees and expenses for injury to an employee arising in the course of his employment by you and happening during the period of insurance. The limit of indemnity is shown in the policy schedule. 
Section B - Public Liability. 
Your legal liability to pay damages and claimant’s costs, fees and expenses for accidental injury to a third party or accidental damage to property belonging to a third party arising in the course of your business and happening during the period of insurance. The limit of indemnity is shown in the policy schedule. 
Section C - Products Liability
Your legal liability to pay damages and claimant’s costs, fees and expenses for accidental injury to a third party or accidental damage to property belonging to a third party arising out of your products and happening during the period of insurance. The limit of indemnity is shown in the policy schedule. 
Section D - Essential Business Legal. 
Following an Insured event we will pay legal costs & expenses including the cost of appeals up to the limit of indemnity and aggregate limit for all claims related by time or originating cause. The limits of indemnity are shown in the policy schedule. 
EXTENSIONS:
Employers’ Liability 
Extension 1: Unsatisfied Court Judgements 
Public Liability 
 Extension 8: Overseas Personal Liability 
Employers’, Public and Products Liability 
Extension 5: Cover for Other Persons 
Extension 9: Manslaughter and Culpable Homicide. 
Essential Business Legal. 
Helplines are available for problems relating to legal and tax advice, redundancy approval, crisis communication and counselling assistance. 
SIGNIFICANT LIMITATIONS: 
Employers’ Liability 
The maximum limit in respect of asbestos or terrorism claims will not exceed £5,000,000
SIGNIFICANT AND UNUSUAL EXCLUSIONS: 
Employers’ Liability Exclusion 2 (Offshore Work). 
Public liability Exclusion 5 (Damage to property belonging to you or in your care, custody or control). 
Products Liability Exclusion 2 (Failure to perform).
Section A: 
Employers Liability £10,000,000 
Section A Limit of Liability is any one occurrence or series of occurrences arising out of one event 
Section A Cover is limited to £5,000,000 in respect of Terrorism or Asbestos 
Section B:
 Public Liability £5,000,000 
Section B Limit of Liability is any one occurrence or series of occurrences arising out of one event 
Section C:
Products Liability £5,000,000 
Section C: Limit of Liability is any one occurrence and in the aggregate in the Period of Insurance 
Section D:
Essential Business Legal 
Section D Limit of Indemnity. £100,000 
Section D Compensation Awards Annual Aggregate Limit £1,000,000 Excess: 
The following standard excesses apply to the following Sections for each and every claim 
Section A Nil 
Section B £500 each and every claim for Damage to Property. 
Section C £500 each and every claim for Damage to Property. 
Section D Nil 
CANCELLATION: 
In the first year of this insurance you may cancel this insurance within 14 days of receiving the contract documentation or from the day of the conclusion of the contract (whichever date is the later) and receive a full refund of the premium paid providing there have been no claims either paid reported or outstanding. You may cancel the insurance at any time after this 14 day period but we reserve the right not to allow a return of premium. To exercise your right to cancel please contact the insurance broker or intermediary who arranged this cover for you.