Liability insurance for contractors

Running a business comes with many risks, from property damage to legal liabilities. Business insurance protects your company’s assets and provides financial coverage in the event of accidents, lawsuits, or other claims, allowing you to focus on growth and success.

‍Our General Liability Policy is designed to meet the needs of larger, more complex businesses and is available for over 400 trade types. 

Key points:

Cover arranged with “A” rated carriers. 

Statement of fact basis – no need for proposal form.

Ability to cover low risk trades working at high-risk locations.

Cover:

The Liability Policy is designed for risks written on a wages and turnover basis. Cover can include the following as standard but higher limits may be available on request:

Public Liability – up to £5 million with the option to include treatment liability where required.

Products Liability – up to £5 million with the option to include exports to the USA/Canada where required.

Employers’ Liability £10 million

Essential Business Legal Solutions (Legal Expenses).

How much does public liability insurance cost? 

Your policy will depend on the specifics of your business, the unique risks you face and the level of public liability cover you need. When calculating your premium, we will take a variety of factors into account, including:

• The size of your business
• The industry you operate in
• The nature of your business

*The £6 a month premium referenced is based on a public liability insurance policy (including products liability) with a £1 million level of cover.

How to get public liability insurance

To arrange public liability, simply answer a few questions on our online quote form, or call us on 0203 488 7193. Our lines are open from Monday – Friday, 08:30 – 17:30.

We’ll talk you through your options and provide you with quotes for public liability insurance in minutes.