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Liability Insurance for Contractors - Available for over 400 trade types

The ever-present risk of injury, damage and the resultant litigation coupled with growing regulation & legislation, mean that, today more than ever, businesses need the protection of Public and Employers’ Liability Insurance. Our General Liability Policy is designed to meet the needs of larger, more complex businesses and is available for over 400 trade types.

Window Cleaners

Painters & Decorators

Heating, Gas, Plumbing Contractors

Builders

Electrical Contractors

Security Contractors

Cleaners

Florist

We are able to insure most companies operating in this sector, including cover for their ancillary activities, such as plumbing works where this forms a small proportion of the risk

Rates are dependent on number of years trading, claims experience, activities conducted and areas worked, with discounts available for trade association membership

Key points:

Cover arranged with “A” rated carriers.

Statement of fact basis – no need for proposal form.

Ability to cover low risk trades working at high risk locations.

Cover:

The Liability Policy is designed for risks written on a wages and turnover basis. Cover can include the following as standard but higher limits may be available on request:

Public Liability – up to £5 million with the option to include treatment liability where required.

Products Liability – up to £5 million with the option to include exports to the USA/Canada where required.

Employers’ Liability £10 million

Essential Business Legal Solutions (Legal Expenses).

The following is not an exhaustive list but, offers a guide to the types of risk suited to our General Liability Policy:

Electrical Contractors
Air Conditioning and Refrigeration Engineers Contractors
Heating, Ventilation Contractors, Gas Fitters & Plumbing Contractors
CCTV Installers
Ceiling Contractors
Sprinkler Installers (inc Heat) & (exl Heat)
Double Glazing Installation Installers
Damp Proofing Installers
Drain Repairers - 5 Metre Depth Limit
Loft Conversion Contractors (15m Height Limit)
Drain Repairers - 5 Metre Depth Limit
Builders (15m Height Limit)
Fire Surround Installation
Street Lighting & Telegraph Pole Installers 15 metre height limit (Ex Pylons)
Blind Manufacturers
Boat Cleaners
Pest Controllers (including fire arms)
Couriers
Flooring Contractors
Bricklayers
Drain Cleaners
Guttering & Fascia Board Fitter
Cleaning Contractors
Carpet and Upholstery Cleaner (Inc damage to the item being worked upon)
Security Manned Guarding Contractors
Party Planners and Wedding Organisers
Window Cleaners (Domestic & Commercial Work)
Window Cleaning (including cradles/slings)
Painters & Decorators
Ductwork Installers (inc heat)
Sign Erectors
Alarm Installers

Our details:

You can contact us by phone or email – whatever works for you. Just pick from the options below:

Phone: 0203 488 7193

Click this link: (Get a quote)

Email: info@capitalindemnity.co.uk

Capital Indemnity Ltd are Authorised and Regulated by the Financial Conduct Authority. Our FCA Number is 936947. Our Registered Offices are at 15 Seymour Street, London, SE18 6SX. Our Companies House Number is 12904305. Our ICO Registration Number is ZA876843.