Professional Indemnity

Professional Indemnity (PI) policy protects organisations, their principals, partners and employees against a range of alleged negligence claims. 

Key product benefits:

A broad ‘Civil Liability’ basis of coverage for many professional sectors which includes:

  • Wrongful act, error or omission
  • Misstatement, misleading statement
  • Breach of confidentiality
  • Unintentional breach of contract
  • Fraud and dishonesty
  • Unintentional infringement of intellectual property rights
  • Defamation
  • Statement of fact basis – no need for proposal form.

Cover for:

  • Defence costs, judgments and settlements
  • Lost or damaged documents
  • Court attendance
  • Profession specific exposures dependent on tailored wording

Cover details:

  • ‘Claims Made Basis’ - claims notified  during the term of the policy (as opposed to an occurrence basis)
  • Lost or damaged documents cover applies where the loss or damage is first discovered during the policy period
  • Worldwide territorial limits excluding North America (North American cover  option available)

Traded target risk profile:

Professions covered:                                     Maximum turnover:
Accountants -                                                 ICAEW compliant up to £2.5m
• Architects up to                                              £2.5m
• Engineers up to                                               £2.5m
• Design & Construct up to                              £5m
• Management Consultants up to                  £5m
• Marketing & Media up to                               £5m
• Miscellaneous up to                                       £5m
• Technology up to                                            £5m

Professions not covered:

• Insurance Brokers
• Financial Institutions

Please contact our broker team to discuss this product.     

Call: 0203 488 7193





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Capital Indemnity Ltd are Authorised and Regulated by the Financial Conduct Authority. Our FCA Number is 936947. Our Registered Offices are at 15 Seymour Street, London, SE18 6SX. Our Companies House Number is 12904305. Our ICO Registration Number is ZA876843.

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