Commercial Combined Insurance
Commercial combined insurance is a single, tailored policy that bundles multiple types of business coverage, like public/employer's liability, property damage, and business interruption, into one package for convenience and cost-effectiveness, simplifying administration with one premium and renewal date.
It's ideal for businesses needing comprehensive protection without managing several separate policies, covering assets, liabilities, and operational losses under one flexible agreement.
Commercial Combined Package
Our commercial combined is a package policy providing a selection of essential insurance covers. It is designed for a range of small and medium sized businesses with annual turnover up to ten million pounds.
Key features:
All-in-one solution:
Combines various covers (e.g., public liability, employer's liability, material damage, business interruption, goods in transit, money) into one document.
Who needs it?
- Businesses requiring extensive protection, such as manufacturers, wholesalers, workshops, warehouses, and distributors.
- Companies looking to streamline their insurance administration and costs.
About the product
Commercial Combined policy is a multi-section policy providing a range of the essential covers purchased by small to medium sized businesses. It incorporates cover under at least two sections including Material Damage and Employers Liability. All other sections are optional purchases.
Policy Summary
Maximum Turnover £10m
- Material Damage Limit up to £7.5m*(subject to a MD & BI total of £10m)
- Business Interruption up to £7.5m* (subject to a MD & BI total of £10m)
- Employers Liability limit up to £15m
- Public/Products Liability limits of cover up to £5m (for most trades)
- Standard Excess £250
Key product benefits
Standard Covers: Material Damage, Employers' Liability.
Optional Covers
Business Interruption, Public/Products Liability, Money, Employee Dishonesty, Equipment Breakdown, Legal Expenses Loss, of Liquor Licence, Group Personal Accident, Terrorism.
We insure a great deal of industries.
Looking to cover your business but not finding the industry you’re looking for?
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